Legal Terms

1. Terms of Use

Terms of Use
JadeRock Capital LLC
Effective Date: December 25, 2025

These Terms of Use (“Terms”) govern access to and use of the website, digital content, tools, reports, communications, and online forms operated by JadeRock Capital LLC (“JadeRock Capital,” “we,” “us,” or “our”) (collectively, the “Website”).

By accessing or using the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must discontinue use of the Website immediately.

These Terms are intended to establish clear boundaries regarding the use of the Website and to protect JadeRock Capital to the fullest extent permitted by law.

1. Permitted Use & Eligibility

Use of this Website is limited to business, commercial, and investment-related purposes only. By using the Website, you represent that:

• you are at least eighteen (18) years of age;
• you are not seeking consumer or personal credit;
• you are acting for yourself or on behalf of a business entity you are authorized to represent; and
• your use of the Website complies with these Terms and all applicable laws and regulations.

2. Nature of Content – Informational Purposes Only

All materials made available through the Website — including articles, reports, case studies, examples, models, calculators, commentary, and educational content — are provided solely for general informational and educational purposes.

Nothing on the Website constitutes, or should be interpreted as:

• financial, investment, legal, tax, or accounting advice;
• a recommendation to engage in any specific transaction;
• loan underwriting, credit approval, or risk assessment;
• a solicitation or offer to lend; or
• a substitute for independent professional judgment.

You are solely responsible for consulting qualified advisors before making any business or financial decisions.

3. Advisory Role & Firm Status

JadeRock Capital operates exclusively as a commercial finance advisory firm. We are not:

• a bank, credit union, or depository institution;
• a consumer lender or residential mortgage company;
• a broker-dealer or registered investment adviser;
• a direct lender issuing binding credit commitments; or
• a servicer of loans or consumer credit products.

We assist clients by evaluating financing scenarios and coordinating introductions to independent third-party lenders and capital providers. All credit decisions, approvals, pricing, and final terms are determined solely by those third parties.

4. No Commitment or Assurance of Financing

Any references on the Website to financing programs, structures, sample terms, scenarios, or prior transactions are illustrative only.

Use of the Website does not create:

• a commitment to lend or arrange financing;
• a pre-approval, conditional approval, or guarantee;
• a promise that financing will be offered on similar terms; or
• an obligation for JadeRock Capital or any lender to proceed with a transaction.

All financing remains subject to lender underwriting, borrower qualification, collateral review, regulatory requirements, and internal credit policies, all of which may change without notice.

5. Market Data, Research & Forward-Looking Information

The Website may include market commentary, sector reports, and regional or asset-class analyses. These materials may incorporate information from third-party sources such as:

• STR and comparable hospitality data platforms;
• CoStar, LoopNet, and other CRE databases;
• government agencies and Federal Reserve publications;
• industry research firms and trade organizations; and
• publicly available economic or financial data.

While we believe such sources to be reliable, JadeRock Capital does not independently verify third-party data and makes no representations as to its accuracy or completeness.

Any projections, forecasts, or forward-looking statements are inherently uncertain and subject to change. Actual outcomes may differ materially.

6. Technology Tools, Automation & Integrations

JadeRock Capital may use technology platforms, automated workflows, APIs, and third-party integrations to facilitate inquiries, generate preliminary scenarios, or streamline internal processes.

These tools:

• are provided on an “as-is” basis;
• may rely on external data beyond our control;
• do not replace full underwriting or lender review;
• do not create any obligation to offer financing; and
• are intended solely for preliminary evaluation and education.

Users may not reverse engineer, scrape, replicate, or extract proprietary logic, models, workflows, or source code from the Website or related tools.

7. User Submissions & Accuracy of Information

When submitting information through the Website — including loan inquiries, financial data, property details, or business descriptions — you represent that:

• the information is accurate and complete to the best of your knowledge;
• you are authorized to provide such information;
• JadeRock Capital may review and share relevant information with potential lenders, subject to applicable privacy obligations; and
• submission does not obligate JadeRock Capital or any lender to provide services or financing.

You agree to promptly update information if it becomes inaccurate or incomplete.

8. External Links & Third-Party Sites

The Website may include links to third-party websites for convenience. JadeRock Capital does not control and is not responsible for the content, policies, or practices of any third-party site.

9. Intellectual Property Rights

All Website content — including text, graphics, logos, icons, layouts, case studies, scenarios, and design elements — is owned by JadeRock Capital or its licensors and protected by applicable intellectual property laws.

You may access and use materials solely for internal business evaluation related to potential advisory services. Any other use, including reproduction, redistribution, or modification, is prohibited without prior written consent.

10. Prohibited Conduct

You agree not to misuse the Website, including by:

• using bots, scrapers, or automated data-collection tools;
• interfering with Website functionality or security;
• introducing malicious code or harmful scripts;
• misrepresenting identity or affiliation;
• attempting to replicate or compete unfairly using Website content; or
• engaging in unlawful, deceptive, or abusive conduct.

11. Disclaimer of Warranties

The Website and all related content and tools are provided “as is” and “as available.” JadeRock Capital disclaims all warranties, whether express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability.

12. Limitation of Liability

To the maximum extent permitted by law, JadeRock Capital and its members, employees, and agents shall not be liable for any indirect, incidental, consequential, punitive, or special damages arising from:

• use of or inability to use the Website;
• reliance on Website content or tools;
• errors, omissions, or delays;
• loss of data, profits, or business opportunities; or
• unauthorized access to information.

Any liability shall be limited to the lesser of fees paid to JadeRock Capital in the twelve (12) months preceding the claim or the minimum amount required by law.

13. Indemnification

You agree to indemnify and hold harmless JadeRock Capital and its affiliates from any claims, damages, or expenses (including attorneys’ fees) arising from your use of the Website or violation of these Terms.

14. Privacy & Tracking Technologies

Use of the Website is subject to our Privacy Policy, which explains how information is collected and protected. Cookies, analytics tools, and tracking technologies may be used as described therein.

15. Electronic Communications

By submitting contact information, you consent to receive communications by email, phone, text, or other electronic means, subject to applicable law. You may opt out of non-transactional communications at any time.

16. Modifications

JadeRock Capital may modify or discontinue the Website or update these Terms at any time. Continued use following updates constitutes acceptance of the revised Terms.

17. Governing Law & Venue

These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles. Any dispute shall be resolved exclusively in the state or federal courts located in Hamilton County, Ohio.

18. Regulatory Clarification

JadeRock Capital does not originate or service consumer credit. All communications and materials are intended for commercial and business-purpose financing only and are designed to clearly distinguish advisory services from direct lending activity.